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Now to him that works the reward is not reckoned as of grace, but of debt:

but to him who does not work, but believes on him who justifies the ungodly, his faith is reckoned as righteousness.

Even as David also declares the blessedness of the man to whom God reckons righteousness without works:

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Now to the one who works, wages are not credited as a gift(A) but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.(B) David says the same thing when he speaks of the blessedness of the one to whom God credits righteousness apart from works:

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